Drive Confidently with Dealer Care Direct
Protecting your journey with reliable vehicle coverage and 24/7 support
Protecting your journey with reliable vehicle coverage and 24/7 support
Dealer Care Direct was founded by a group of auto enthusiasts who wanted to create a different kind of repair experience. We wanted to provide a welcoming, customer-focused experience where car owners could get top-quality repairs and maintenance services at an affordable price.
Dealer Care Direct (DCD), is an Oklahoma-based provider of
Dealer Care Direct was founded by a group of auto enthusiasts who wanted to create a different kind of repair experience. We wanted to provide a welcoming, customer-focused experience where car owners could get top-quality repairs and maintenance services at an affordable price.
Dealer Care Direct (DCD), is an Oklahoma-based provider of Vehicle Service Contracts (VSCs) administered by its parent company, Gold Key Warranty LLC.
Dealer Care Direct gains market experience, efficiency and scale via its sister affiliate company, Consumer Care Direct (CCD), a leading provider of Direct-to-Consumer VSCs. Gold Key Warranty LLC dba Consumer Care Direct has been in business since 2007
Gold Key Warranty LLC dba Dealer Care Direct and Consumer Care Direct, is a Third-Party Administrator (TPA) founded, owned and operated by a long-time veteran of the Automotive VSC and aftermarket product world, first as a dealer-facing agent focused on the automotive, powersports and RV dealership arena. Since 2007, our founder and his team have been significant players in the DTC VSC provider world.
All three companies, Gold Key Warranty, CCD and DCD, are based in Norman Oklahoma. The combined DCD/CCD team consists of 25+ Full Time staff, including claims and accounting.
All Products are backed by Lexington National Insurance Corporation, an AM Best rated “A-” carrier.
Our team is made up of experienced and certified mechanics who are passionate about cars and dedicated to providing the best possible service. We're committed to ongoing training and education to ensure that we're always up-to-date with the latest technologies and techniques.
·An established distribution network of agents in 47 states an
Our team is made up of experienced and certified mechanics who are passionate about cars and dedicated to providing the best possible service. We're committed to ongoing training and education to ensure that we're always up-to-date with the latest technologies and techniques.
·An established distribution network of agents in 47 states and the District of Columbia
·Long term agent and dealer relationships
·A track record of delivering high quality programs supported by financial strength, integrity and client care
·Sophisticated claims processing and adjudication systems that provide efficient processing, controls and management of back-office operations
·Comprehensive programs, including private label programs, with competitive pricing
·A-rated insurance relationships that provide for program flexibility and security
·An experienced management team with in-depth knowledge in key areas such as program development, marketing, insurance underwriting and compliance, risk management, and finance
·24 Hour, 7 Days per Week Customer Service support, with LIVE AGENTS
·SAME DAY claims processing
We offer a wide range of auto repair services, from routine maintenance to major repairs and overhauls. We use only the highest quality parts and equipment, and we stand behind our work with a satisfaction guarantee.
·Agent-focused and Industry-Experienced Management Team
·Vertically-Integrated Business Model
·Reputation for Superior Custo
We offer a wide range of auto repair services, from routine maintenance to major repairs and overhauls. We use only the highest quality parts and equipment, and we stand behind our work with a satisfaction guarantee.
·Agent-focused and Industry-Experienced Management Team
·Vertically-Integrated Business Model
·Reputation for Superior Customer Service and Partnership Approach
·Expertise in Product Design, Pricing and Underwriting, to fill a void in your current market - if you can conceive it, we can make it!
·Effective Customer Acquisition Strategy
·Captive Pipeline and Direct Seller Relationships
·Scalable model across all geographies, including international
·Leadership in Promoting Industry Best Practices
DCD TITANIUM WRAP
(exclusionary coverage)
Current +4 Model years and must be under 50,000 miles, vehicle must have 5 months and 5,000 miles of factory powertrain coverage at time of purchase.
The DCD TITANIUM WRAP Vehicle Service Contract is the most extensive factory-level exclusionary "bumper-to-bumper" style protection plan in the industry. There is not another Vehicle Service Contract available from any source, including the manufacturer, that can match the coverages provided Period! This level of coverage is designed for vehicles still under manufacture powertrain warranty and has terms available up to 10 years and an additional 100k miles ensuring you years of worry free driving experience
DCD TITANIUM WRAP covers items that other companies leave out including: impact sensors, emission components, struts, shocks, coil and leaf springs, OEM hands-free voice activated accessories, back up camera and sensors, video display screen, blind spot sensors, OEM Wi-Fi / Bluetooth integrated router, USB ports, entertainment systems and even high tech components.
DCD PLATINUM
(exclusionary coverage)
Current + 10 Model years old with up to 125,000 miles
The DCD PLATINUM Vehicle Service Contract provides the exact same level of coverage but is designed for vehicles outside of manufacture warranty.
Covering all major components unless they are listed in the "What Is Not Covered" section, provides years of worry free ownership. Excluded items include, but are not limited to:scheduled maintenance, alignments, tune ups, normal wear items and the following: brake pads/shoes; fan belts; non metallic hoses; tires; wiper blades. For any repair made without prior authorization.
DCD DIAMOND
(comprehensive)
Current + 15 Model years old with up to 150,000 miles
The DCD DIAMOND included all of the coverages of DCD GOLD and the following:
AC / HEATING: (factory installed only) Condenser; condenser fan; condenser fan motor; compressor; compressor clutch and coil; evaporator; compressor pulley; accumulator; receiver; dryer; expansion valve; idler pulley; A/C controls and module; heater core; blower motor; high/low cut off switch; pressure cycling switch; and orifice tube.
SUSPENSION: Upper and lower control arm shafts; bearings and bushings; wheel bearings; spindles; ball joints; kingpins and bushings; radius arm and bushings; stabilizer bar; arm and bushings; torsion bars; hub assembly; coil springs; trailing arms; leaf springs; and suspension level control compressor and Suspension Air Springs.
STEERING: Steering gear box/rack and all internally lubricated parts; power steering pump; pitman arm idler arm; tie rod ends; drag link; steering column shaft and column couplings. FUEL SYSTEM: Fuel delivery pump; fuel injection pump; fuel injectors; fuel tank; metal fuel lines; fuel pressure regulator; fuel sending unit; air control valve; engine control module
(ECM); fuel level sending unit; and primary fuel pump.
COOLING SYSTEM: Radiator; cooling fan; cooling fan motor; oil cooler; fan clutch; coolant recovery tank; cooling fan blade; and heater control valve.
BRAKE: Master cylinder; power brake cylinder; vacuum assist booster; calipers; wheel cylinders; compensating valve; anti-lock brake sensors; hydraulic lines and fittings; parking brake actuator; rear actuators; ABS control module; ABS pump; ABS sensors; ABS accumulator; ABS motor; and brake booster.
ELECTRICAL: Alternator/generator; ignition coil; horns; ; starter motor; starter solenoid; starter drive; windshield wiper
motors; windshield wiper switch; windshield wiper linkage; windshield washer pump; power seat motor; power antenna motor; power window motors and regulators; power door lock actuators; power trunk release actuator; cruise control assembly; ignition lock cylinder; convertible top motor; electronic instrument cluster; electronic level control sensor; electronic off headlamp sensor; power mirror motor; power sunroof motor; Power Control Module (PCM); Body Control Module (BCM); Power Operated Switches. ENTERTAINMENT: (factory installed only) DVD / VHS players; CD / Cassette players; navigation equipment; video systems; AM / FM radio; SAT radio; and CD changer (excluding speakers and graphic equalizer).
SEALS AND GASKETS: Stand alone as long as the vehicle has under 125,000 miles at time of sale. Leaking seals and gaskets on any covered part listed above will be covered in conjunction with a covered repair.
HIGH TECH: (factory installed only) Back up camera and sensors/perimeter warning; display screen; GPS Navigation systems; blind spot sensors; electronic driver information display; anti-theft systems (excludes remote); parking assist; keyless access system; remote start system; WiFi module; Bluetooth system; collision avoidance system and rear entertainment system.
DCD GOLD
(powertrain+)
Current + 20 Model years old with up to 200,000 miles
The DCD GOLD included all of the coverages of DCD BRONZE and the following:
A/C: (factory installed only) Condenser; compressor; compressor clutch and coil; evaporator; accumulator; dryer; expansion valve; condenser fan; condenser fan motor; and orifice tube. ELECTRICAL: Alternator/generator; A/C blower motor; starter motor; starter solenoid; starter drive; horns; windshield wiper motors; windshield washer pump; power antenna motor; power window motors; window regulators; power door lock actuators; power trunk release; and all manually operated switches. FUEL SYSTEM: Fuel delivery pump; fuel injection pump; metal fuel lines; fuel pressure regulator; fuel sending unit; and fuel gauge. COOLING SYSTEM: Cooling fan; cooling fan motor; and fan clutch SEALS AND GASKETS: Stand alone as long as the vehicle has under 125,000 miles at time of sale. Leaking seals and gaskets on any covered part listed above will be covered in conjunction with a covered repair.
DCD BRONZE
(powertrain)
Current + 20 Model years old with up to 200,000 miles
ENGINE: All internally lubricated parts; harmonic balancer; timing gear; chain and belt; timing cover; intake manifolds; valve covers; oil pan; water pump; engine mounts; belt tensioners; cylinder block
and heads.
TURBO / SUPERCHARGER: (factory installed only); Turbocharger / Supercharger housing and all internally lubricated parts. TRANSMISSION: Transmission case and all internally lubricated parts; torque converter; flywheel/flex plate; vacuum modulator and transmission mounts; transmission cooler; transmission oil pan; and Transmission Control Module (TCM).
TRANSFER CASE: Transfer case and all internally lubricated parts. DRIVE AXLES: Drive axle housing and all internally lubricated parts; 4X4 actuator; drive shafts; universal joints; constant velocity joints and locking hubs; center support/carrier bearings; and differential cover.
HYBRID: AWD Motor/Actuators; Vehicle Control Unit (VCU); inverter; generator(s) and electronic display monitor.
Batteries are excluded.
SEALS AND GASKETS: Leaking seals and gaskets on any covered part listed above will be covered in conjunction with a covered repair.
COMMERCIAL USE: Coverage for vehicles used for providing ride-share services, farming/ranching,
pushing/pulling/hauling, service or repair work.
LIFT KITS & TIRE MODS: Included for Titanium, Platinum and Diamond. Available for Gold and Bronze. Coverage for vehicles with factory installed lift kits up to 6". The maximum tire height allowable
is 4" in overall diameter larger than the manufacturer's specifications as displayed on the placard of the vehicle.
DUAL REAR WHEELS: Coverage for vehicles with factory
installed dual rear wheels.
HIGH TECH: Included in Titanium, Platinum and Diamond, Available for Gold and Bronze. Coverage for many of the complex electronic systems such as: back up camera and sensors/perimeter
warning; display screen; GPS NAV systems; blind spot sensors; electronic driver info display; anti-theft systems
(excludes remote); parking assist; keyless access system;
remote start system; WiFi module; Bluetooth system; collision avoidance system; and rear entertainment system.
(included with Platinum and Diamond coverages and available on Gold and Bronze)
UNLIMITED MILEAGE: Available for Titanium, Platinum and Diamond.
24 HOUR EMERGENCY ROADSIDE ASSISTANCE
Available 24 hours per day, every day of the year throughout the United States and Canada.
24 HOUR TOWING ASSISTANCE
When towing is needed, your vehicle will be towed up to
200 miles back to your selling dealer or up to 100 miles to facility found on our partnership portal on our website with RepairPal or a qualified ASE repair facility or a.
24 HOUR FLAT TIRE ASSISTANCE
Removal and replacement of a flat tire with the spare tire located in your vehicle.
24 HOUR VEHICLE BATTERY ASSISTANCE
If the vehicle’s battery fails, a jump start will be provided to start the vehicle. (does not include replacement of the battery)
24 HOUR LOCK OUT ASSISTANCE
If the keys are locked inside the vehicle, assistance will be provided to gain entry.
24 HOUR FUEL, FLUID, OIL and WATER DELIVERY
Delivery of an emergency supply of 3 gallons of fuel, oil,
fluid, or water (this benefits does not include the
cost of these fluids)
RENTAL CAR REIMBURSEMENT
We will reimburse you up to $50 per day for up to
5 days for a rental vehicle while your vehicle is in a repair facility due to a covered repair. No Additional Expense.
TRIP INTERRUPTION
If a covered breakdown occurs more than 200 miles from your home resulting in overnight repair, we will reimburse you for lodging and meal expenses up to $200 per day for up to 3 days, No additional charge.
DAY ONE TIME OF SALE COVERAGE
Your policy starts the very first day you purchase the contract.
COVERAGE AREA
You are covered anywhere in the United States and Canada And at any licensed ASE certified repair facility.
TRANSFERABLE COVERAGE
Every DCD policy if transferable to a new owner if you choose to sell your vehicle.
IMMEDIATE PAYMENT OPTIONS
Repair payments and reimbursements are paid directly to the repair facility via DCD credit card , getting you back on the road as fast as possible.
REPAIRLOAN ASSISTANCE
Every DCD Policy holder has a repair loan option within each
policy with our partner Dignifi network for a non covered repair, regardless of coverage.
Drive On a Road Without Roadblocks
As your vehicle gets older, the risk and the cost of a mechanical breakdown increases — often after the factory warranty expires.
Each year, more sophisticated technology is built into our cars from collision avoidance technology to keyless entry and remote starting systems.
These advances make driving easier and safer. They also require more complex and costly repairs. And, once the warranty ends, you will need to pay the costs out of pocket.
The good news is you can protect yourself from rising repair costs.
Where You’re Covered
Coverage is effective anywhere within the continental U.S., Alaska, Hawaii and Canada. You’re covered even if you’re traveling or you move to a different city.
You’re Always Covered
When a repair can’t be made by your selling dealer,
the program administrator can utilize its national corporate credit card to make an immediate payment to the repair facility.
Maximum Benefits
There’s no per-visit limit and no yearly limit on the number of claims that can be made.
Your Choice of Coverages
You have a wide choice of protection that you tailor to your needs by choosing the years, miles, deductible and coverage plans that best suit your vehicle and driving needs.
Affordable and Convenient
This economical coverage can be included in your monthly loan or lease payment.
Toll-Free Assistance
Help is just a free phone call away.
Transferable Coverage
All coverage plans are fully transferable if the remaining portion of the original manufacturer warranty has not been reduced or voided. A transfer fee will apply.
Maintenance Requirements
You’re required to perform maintenance services to your vehicle as outlined within the Owners Manual for your vehicle. You’re required to retain copies of all maintenance receipts during the term of the vehicle service contract.
Exclusions and limitations apply. See Vehicle Service Contract for details.
The vehicle service contract administered by Dealer Care Direct offers five (5) levels of uninterrupted coverage.
Your Dealership/Agency can add valuable benefits to keep their life moving forward at a price that fits your budget. Your vehicle service contract also helps you avoid potential roadblocks with rental reimbursement and 24/7 emergency roadside assistance.
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